How to create your financial wellness.

Financial wellness refers to the overall state of an individual's financial health and well-being. It encompasses the ability to effectively manage personal finances, meet financial goals, and experience a sense of financial security. Achieving financial wellness involves adopting healthy financial habits, making informed financial decisions, and having a clear understanding of one's financial situation.

To improve your financial wellness, you can follow these steps: Create a plan: Start by deciding your financial goals and mapping out a plan to achieve them. Identify where you want your finances to take you and compare it to your current financial situation. This will help you establish a clear direction and make informed decisions. Automate savings: Set up automatic transfers from your checking account to a savings or investment account. This way, a portion of your income is consistently saved without you having to manually do it. It helps build a savings habit and ensures you're consistently working towards your financial goals. Carry cash: While digital payments are convenient, carrying cash can help you develop better spending habits. It creates a tangible connection between your money and your expenses, making you more mindful of your spending. Using cash can help you stick to a budget and avoid unnecessary debt.